It’s the natural instinct of every single mother to ensure their children receive the best daycare they can afford. With an abundance of options across the country, finding the right daycare center person at the right price can be a daunting task. With the monthly cost of daycare rising every year, single moms can expect to fight an uphill battle until the process is complete. Time must be spent on checking the background of every prospective daycare, ensuring they have the proper license and enough staff to maintain a daycare and visit each location before making a decision.
The following guide for hardworking single mothers will help get you through this stressful time, all while keeping your daycare expenses to a minimum.
Spend Time Reading about Your State’s Daycare Laws
Each state maintains a set of laws that pertain to child care, both for individuals who take care of children in their personal homes and for companies that run large daycare centers.
By doing so, you can get a great idea of how many daycare centers are located near you and whether or not those daycare centers are currently in good standing with the state. Each state also maintains a maximum payment amount that daycares can charge for each child. Single mothers will find that the payment amount allowed will depend on the total time your child spends at the daycare (after school care or all day care) and the age of the child.
New York City can be used a prime example of daycare costs for single mothers. Those who want to know how much is child care in NYC will find themselves paying between $1,300 and $2,500 per month. Single mothers who have older children will likely be charged less than those who have toddlers. The cost of infant care is significantly more expensive because caring for babies requires a lot more work and special attention.
Questions Single Mothers Should Ask During the Day Care Interview Process
Interviewing a prospective day care center can be one of the most difficult parts of the entire process. Single mothers, above all else, must ensure that the individual or group of individuals in charge of the day to day operations of the daycare are fit to handle any situation that may arise, both small and large.
Single mothers must inspect the entire facility to make sure all safety precautions have been taken. If the daycare is run from a private residence, a portion of the home should be dedicated to the daycare itself and the owner should provide a variety of toys, activities, educational material and more.
Some of the basic questions that should be asked during the interview process are:
- What are the average daycare costs?
- How long has the daycare been in business?
- How many children currently attend daycare at that facility?
- How many staff members does the facility employ?
Answers to these questions will help you determine if the daycare facility is suitable for your children.
What is the Average Yearly Cost of a Child in Daycare?
This is a common question that single mothers ask because they’re worried about future expenses and need to plan ahead accordingly.
The average yearly cost of daycare for single moms can range from $3,500 per year to over $18,000 per year. The price you pay will likely depend on the state you live in and the age of your children. Single mothers will find that paying for after school daycare will normally range between $20 per day to $40 per day, while all day childcare can range from anywhere between $50 per day to $100 per day, and will be much more expensive for toddlers and infants.
It’s always best to remember when paying for childcare expenses, single mothers should keep receipts for each payment. When tax season rolls around, childcare is tax deductible and can be used to help offset any payment owed to the IRS.
Comparing Costs of Daycare for Single Mothers
As with other expenses in everyday life, childcare prices can and should be compared to determine which service is best for you.
Single mothers can start by making a list of their top daycare choices. Contact each daycare provider to request a quote, and have them compete with each other for your business. In most cases, daycare provider prices are controlled by the state, which means a provider can charge up to a certain amount of money for daily care, after school care and weekly based care. If you think the provider is overcharging for their services, stay away from them.
Daycare for Newborns
One of the biggest questions single moms ask themselves is “when is the best time to begin daycare?” When a single mom has a baby, she only has a limited amount of time to take off from work. This is because there must be a consistent flow of income in order to keep her family stable.
While the cost of newborn daycare can range from $2,000 to $2,500 per month, it is essential that someone takes care of the baby once the mother has to return to work. If possible, single moms should find a relative or very close friend who they trust to care for the newborn during the day.
Newborns are often the most difficult to care for because they require so much attention. Once the newborn is six months old however, daycare costs will become much more affordable.